About MMJ

Who We Are?

We’re a not-for-profit organisation based in Malaysia (although we also work with partners around the world). We rely on a team of skilled and dedicated volunteers.

Our Advisory Panel includes economics professors, authors, entrepreneurs and people from the financial industry who know that something needs to change.

What We Do?

Monetary Justice is a movement for a fair, democratic and sustainable money system.

Our current financial system has left us with the highest personal debt in history, unaffordable housing, worsening inequality, high unemployment and banks that are subsidised and underwritten with taxpayers’ money. We believe that these problems have a common root: money.

Our Objectives


To advocate an Islamic Monetary System.


To educate society on the flaws of the current monetary and banking systems.


To encourage society to lead a debt-free lifestyle.


To establish alternative Islamic financial institutions.


To educate society on Islamic Muamalat.


Who are you?

We’re the Malaysian local movement to democratise money so that it works for society and not against it. We’re working to tackle an issue that is at the root of many of the social and economic problems that we’re facing today.

What’s the solution?

We believe the power to create money must be removed from the banks that caused the financial crisis and returned to a democratic, transparent and accountable body. New money must only be created and used to benefit the public and society as a whole, rather than just financial sector. We have detailed and workable proposals that would allow this to happen.

What’s the problem?

Right now most of the money in our economy is created by banks. Banks create up to 97% of money, in the form of the numbers in your bank account, when they make loans. This means that they effectively decide a) how much money there is in the economy, and b) where that money goes.

The control of the creation of money, in the hands of banks, has contributed to the problems of:

unaffordable housing
high unemployment
high personal debt
growing inequality
high government debt
financial crisis and economic instability

What Is MMJ?

MMJ is a not-for-profit campaign and research organisation. We raise awareness about injustice with regard to current monetary system, how money is created, why it is a problem, and how we should change the monetary system so that it benefits society, business, and the environment.